Tariffs for commissions and fees
RSD current accounts operations
| 1. | RSD current accounts operations | |
|---|---|---|
| 1.1 | Opening and cancellation of current accounts | free of charge |
| 1.2 | Monthly maintenance fee for active current accounts | 85 RSD |
| 1.3 | Issuance of regular current account statement | free of charge |
| 1.4 | Issuance of archive current account statement | 200 RSD |
| 1.5 | Issuance of certificates | 500 RSD |
| 1.6 | Issuance of cheques | 15 RSD per cheque |
| 1.7 | Sending reminder on current account balance | 200 RSD including postal costs |
| 1.8 | Payments against cheques of other banks | 3% (min 50 RSD) |
| 1.9 | Blocking of the account on client's demand | 200 RSD |
| Cash transactions | ||
| 1.10 | Cash payments | free of charge |
| 1.11 | Payments in cash from RSD accounts in the amount up to 200.000 RSD |
20 RSD |
| 1.12 | Payments in cash from RSD accounts in the amount above 200.001 RSD |
0,5% of withdrawn amount max 10.000 RSD |
| 1.13 | Cash payment to the accounts within the Bank | free of charge |
| 1.14 | Cash payment to the accounts outside the Bank | 0,5% min 20 RSD - max 3.000 RSD |
| Non-cash transactions | ||
| 1.15 | Internal transfer from one account to another within the Bank | free of charge |
| 1.16 | External payments in RSD from accounts of physical persons (RSD savings, current accounts) | 0,3% min 10 RSD - max 3.000 RSD |
| 1.17 | Urgent payment orders | 120 RSD |
Bundles
| 2 | Bundles | |
|---|---|---|
| 2.1 | Monthly fee for KLASIK bundle | 140 RSD |
| 2.2 | Monthly fee for DINAMIK bundle | 250 RSD |
| 2.3 | DINAMIK and KLASIK bundle closing | 200 RSD |
| 2.4 | Monthly fee for Student Online | 30 RSD |
| 2.5 | Closing of Student Online | 50 RSD |
RSD and FCY savings accounts
| 3 | RSD and FCY savings accounts | |
|---|---|---|
| 3.1 | Opening, maintenance and cancellation of accounts | free of charge |
| 3.2 | Blocking of the account on client's demand | 200 RSD |
| 3.3 | Issuance of certificates | 500 RSD |
| 3.4 | Cash deposit to savings account | free of charge |
| 3.5 | Cash withdrawal from savings account (announcement 3 days earlier) | free of charge |
| 3.6 | Cash withdrawal from savings account without announcement | 0,2% of withdrawn amount |
FCY operations
| 4 | FCY operations | |
|---|---|---|
| FCY accounts | ||
| 4.1 | Opening, maintenance and cancellation of FCY accounts | free of charge |
| 4.2 | Issuance of certificates | 500 RSD |
| 4.3 | Fee for claims regarding international payments on client’s demand | 500 RSD + ino-bank costs |
| 4.4 | Blocking of the account on client's demand | 200 RSD |
| Cash transactions | ||
| 4.5 | Cash deposit on FCY account | free of charge |
| 4.6 | Cash withdrawal from FCY account | 20 RSD |
| 4.7 | Withdrawal in RSD from FCY account | 20 RSD |
| 4.8 | Withdrawal from the account with conversion into another foreign currency on owner's demand | 0,50% |
| Non-cash transactions | ||
| 4.9 | International outgoing payments from FCY accounts (nostro remittances) |
0,8% min 10 - max 200 EUR |
| 4.10 | Transfer from FCY account to FCY account in other bank in the country |
0,8% min 10 EUR - max 200 EUR |
| 4.11 | International incoming payments to FCY accounts (cash payment) |
0.5% min 300 RSD max 8.000 RSD |
| 4.12 | Acceptance of vostro cheques and forwarding for payment (pension, bank, traveller's cheque) | 1,2% min 5 EUR - max 200 EUR |
| 4.13 | Acceptance of vostro cheques and forwarding for collecting (pension, bank, traveller's cheque) | 1,2% (min 5 EUR - max 200 EUR) + costs of ino-bank |
Real estate trade operations
| 5 | Real estate trade operations | |
|---|---|---|
| Non-cash transactions in FCY based on buying and selling real estate: from buyer's account to the seller's account | ||
| 5.1 | Non-cash transfer of funds, based on contract on buying and selling of real estate granted from Bank’s sources from buyer's to seller's account with the Bank and withdrawal | free of charge |
| 5.2 | Non-cash transfer of funds, based on contract on buying and selling of real estate Bank’s project financing from buyer's to seller's account with the Bank and withdrawal | free of charge |
| 5.3 | Non-cash transfer of funds, based on contract on buying and selling of real estate from buyer's to seller's account with the Bank and withdrawal (transfer from the other bank / cash deposit and withdrawal) |
40 EUR fixed, no matter the value of the buying and selling agreement, in RSD counter value, at NBS middle rate for FX on seller's expense |
| 5.4 | Non-cash transfer of funds, based on contract on buying and selling of real estate from buyer's to seller's account in other Bank |
0,8% min 10 EUR max 200 EUR |
Trading with securities (shares and bonds)
| 6 | Trading with securities (shares and bonds) | |
|---|---|---|
| 6.1 | Opening of accounts | 200 RSD |
| 6.2 | Maintenance of account | free of charge |
| 6.3 | Closing of account | 240 RSD |
| 6.4 | Issuance of certificates | 500 RSD |
| 6.5 | Processing of payment orders for buying or selling shares | 0,3% of the amount of sales agreement, max 200 EUR in RSD countervalue, based on middle rate on the day of processing |
| 6.6 | Cash withdrawal from purpose account for selling shares | 20 RSD |
| 6.7 | Cash withdrawal from purpose account for buying shares | 0,50% min 100 RSD |
| 6.8 | Cash payment in RSD | free of charge |
| 6.9 | Withdrawal on client's demand before approval of CSDCH | 0,1% daily |
Exchange operations
| 7 | Exchange operations | |
|---|---|---|
| 7.1 | Buying of cash | free of charge |
| 7.2 | Selling of cash | free of charge |
| 7.3 | Retransfer | free of charge |
* Bank uses it's own exchange rate list
Retail loans operations
| 8 | Retail loans operations | |
|---|---|---|
| Loan Processing Fees for loans (except for mortgage loans) | ||
| 8.1 |
|
1,5% of the loan amount, min 800 RSD fixed |
| 8.2 |
|
1% of the loan amount, min 800 RSD fixed |
| 8.3 | Overdraft | without fee |
| 8.4 | Refinancing of loans with transfer of earnings (salary/pension) | without fee |
| Prepayment penalty fees | ||
| 8.5 |
|
2% of the prepaid amount variable |
| 8.6 | Overdraft | without fee |
| Fee for alteration of collateral for existing loan | ||
| 8.7 |
|
1.500 RSD variable |
| 8.8 | Credit based on 100% deposit | without fee |
| 8.9 |
|
1.500 RSD, variable if the request is to change the mortgage, 1% of the remaining principal |
Fees for mortgage loans
| 9. | Fees for mortgage loans | |
|---|---|---|
| Loan Processing Fee | ||
| 9.1 | Mortgage loans with NMIC insurance | LTV ≤ 85
|
| 9.2 | Mortgage loans with NMIC insurance for appartments from project financing of KBC Banka |
80 < LTV ≤ 85
|
| Annual loan administration fee for mortgages | ||
| 9.3 | Mortgage loans with NMIC insurance and from project financing of KBC Banka | 0,1% annually on the amount of the remaining principal |
| NMIC loan application cost | ||
| 9.4 | Mortgage loans with NMIC insurance and from project financing of KBC Banka | 30 EUR variable, depending on NMIC Tariffs |
| NMIC insurance premium | ||
| 9.5 | Mortgage loans with NMIC insurance and from project financing of KBC Banka | LTV ≤ 70 - 1,50%
70 < LTV ≤ 80 - 2,50% LTV > 80 - 3,50%
|
| Prepayment penalty fee for mortgages | ||
| 9.6 | 2% of the prepaid amount, variable | |
| Alteration of collateral for existing mortgage loan | ||
| 9.7 | Alteration of mortgage | 1% of the remaining principal at the date of alteration of collateral request, variable |
| 9.8 | Reducing or increasing of the repayment period etc. | 5.000 RSD variable |
| Alteration of currency in which loan was granted and disbursed | ||
| 9.9 | 2% of the remaining debt, variable | |
| Alteration of loan condition in terms of reducing or increasing the tenor after granting the loan but before disbursement demands etc., on client’s demand | ||
| 9.10 | Alteration of mortgage | 10.000 RSD variable |
| 9.11 | Reducing or increasing of the repayment period etc. | 5.000 RSD variable |
| Changing co-debtor | ||
| 9.12 | 0,5% of the remaining debt, variable | |
Credit Bureau Reports
| 10 | Credit Bureau Reports | |
|---|---|---|
| Basic report for retail clients | ||
| 10.1 | Service user | 205 RSD |
| 10.2 | Guarantor | 85 RSD |
| Synthetic report for retail clients | ||
| 10.3 | Service user | 140 RSD |
| 10.4 | Guarantor | 65 RSD |
| Personal report | ||
| Delivery on the same day | ||
| 10.5 | By post | 340 RSD |
| 10.6 | Via e-mail or fax | 230 RSD |
| Delivery up to 30 days | ||
| 10.7 | By post | 230 RSD |
| 10.8 | Via e-mail or fax | 110 RSD |
Vault operations
| 11 | Vault operations | ||||
|---|---|---|---|---|---|
| 11.1 | Closed deposited items for safe keeping with value label | Monthly 250 RSD | |||
| 11.2 | Closed deposited items for safe keeping without value label | Monthly 250 RSD | |||
| 11.3 | Forcible opening of safe deposit box, on client’s demand | 10.000 RSD | |||
| Tariffs for renting safe deposit boxes | |||||
| Size of safe deposit box in cm | Rental period | ||||
| 3 months | 6 months | 12 months | |||
| Beograd, Požeška 65b | |||||
| 11.4 | 10x30x40 | 590,00 RSD | 885,00 RSD | 1.475,00 RSD | |
| 11.5 | 20x30x40 | 826,00 RSD | 1.357,00 RSD | 2.183,00 RSD | |
| 11.6 | 30x30x40 | 850,00 RSD | 1.369,00 RSD | 2.183,00 RSD | |
| Kraljevo, Milana Toplice 2 | |||||
| 11.7 | 4,5x25x34 | 708,00 RSD | 1.180,00 RSD | 2.242,00 RSD | |
| 11.8 | 10x25x34 | 885,00 RSD | 1.416,00 RSD | 2.832,00 RSD | |
| 11.9 | 16x25x34 | 1.062,00 RSD | 1.711,00 RSD | 3.304,00 RSD | |
| 11.10 | 28x25x34 | 1.180,00 RSD | 2.124,00 RSD | 3.776,00 RSD | |
| Gornji Milanovac, Vojvode Milana 1 | |||||
| 11.11 | 10x30x40 | 590,00 RSD | 885,00 RSD | 1.475,00 RSD | |
| 11.12 | 20x30x40 | 826,00 RSD | 1.357,00 RSD | 2.183,00 RSD | |
| 11.13 | 30x30x40 | 850,00 RSD | 1.369,00 RSD | 2.183,00 RSD | |
* VAT included into the price for renting safe deposit boxes.
Bills of exchange
| 12 | Bills of exchange | |
|---|---|---|
| 12.1 | Selling of bills of exchange on counters in KBC Banka | 50 RSD |
Replacement of money
| 13 | Replacement of money | |
|---|---|---|
| 13.1 | Replacement of damaged RSD banknotes | 5% of the nominal value |
| 13.2 | Replacement of damaged FCY banknotes | Depending on damage degree 5% of the nominal value in RSD countervalue according to the selling rate for cash on a day of transaction |
| 13.3 | Processing of coins | 1% min. 50 RSD |
| 13.4 | Expert opinion for RSD and FCY banknotes in NBS | 600 RSD |
Online Banking
| 14 | Online Banking | |
|---|---|---|
| 14.1 | Application for Online Banking service | free of charge |
| 14.2 | Monthly maintenance fee | 15 RSD |
| 14.3 | Non-cash transfers in RSD within KBC Banka | free of charge |
| 14.4 | Non-cash transfers in RSD to the account in other bank | 20% lower fees compared to the regular tariffs for transactions; 0,24% (min 8 RSD; max 2.400 RSD) |
| 14.5 | Urgent payment orders | 120 RSD |
SMS Reporting
| 15 | SMS Reporting | |
|---|---|---|
| 15.1 | Single SMS message sent to the client | 5 RSD |
| 15.2 | Delivery of information to the client upon his request | 10 RSD |
Dina debit card
| 16 | Dina debit card | |
|---|---|---|
| 16.1 | Annual membership fee (main and additional card) | free of charge |
| 16.2 | Issuance of main card | free of charge |
| 16.3 | Issuance of additional card | 100 RSD |
| 16.4 | Urgent card issuance, outside regular terms | 600 RSD |
| 16.5 | Card replacement (lost PIN, damaged card, personal data care, stolen or lost card) |
400 RSD |
| 16.6 | Reissuance | 150 RSD |
| 16.7 | Card blocking fee | 1.000 RSD |
| 16.8 | Invalid chargeback request | 1.000 RSD |
| 16.9 | Card cancellation | 300 RSD |
| 16.10 | Balance query at KBC Banka's ATMs | free of charge |
| 16.11 | Balance query on ATMs of other banks | free of charge |
| 16.12 | Cash withdrawal at KBC Banka's ATMs | free of charge |
| 16.13 | Cash withdrawal at ATMs of other banks | 0,5% + acquirer fee, min 20 RSD |
| 16.14 | Manual cash withdrawal on counters in other banks | 0,5% + acquirer fee, min 20 RSD |
| 16.15 | Payment for goods and services in RSD | free of charge |
| 16.16 | Fee for exam payment on the ATM on the Faculty of Agriculture | 20 RSD |
| 16.17 | Deblocking of card because of invalid PIN | 150 RSD |
Dina credit card
| 17 | Dina credit card | |
|---|---|---|
| 17.1 | Monthly account maintenance fee | 100 RSD |
| 17.2 | Issuance of the main card | 200 RSD |
| 17.3 | Issuance of the additional card | 100 RSD |
| 17.4 | Urgent card issuance, outside of regular terms | 600 RSD |
| 17.5 | Card replacement (lost PIN, damaged card, personal data care, stolen or lost card) |
400 RSD |
| 17.6 | Reissuance | 150 RSD |
| 17.7 | Card blocking fee | 1.000 RSD |
| 17.8 | Invalid chargeback request | 1.000 RSD |
| 17.9 | Card cancellation | 800 RSD |
| 17.10 | Balance query at KBC Banka's ATMs | free of charge |
| 17.11 | Balance query on ATMs of other banks | free of charge |
| 17.12 | Cash withdrawal at KBC Banka's ATMs | 1% of withdrawn amount |
| 17.13 | Cash withdrawals at other bank's ATMs | 2% of withdrawn amount + acquirer fee (min 20 RSD) |
| 17.14 | Manual cash withdrawal in KBC Banka | 1% of the amount, min 20 RSD |
| 17.15 | Manual cash withdrawal on counters in other banks | 2% of withdrawn amount + acquirer fee (min 20 RSD) |
| 17.16 | Payment for goods and services in RSD | free of charge |
| 17.17 | Fee for exam payment on the ATM on the Faculty of Agriculture | 20 RSD |
| 17.18 | Deblocking of card because of invalid PIN | 150 RSD |
| 17.19 | Reminder for outstanding debt | 200 RSD including postal costs |
Visa payment cards - common tariff
| 18 | Visa payment cards - common tariff | |
|---|---|---|
| 18.1 | Issuance of the additional card | 100 RSD |
| 18.2 | Urgent card issuance, outside of regular terms | 600 RSD |
| 18.3 | Card replacement (lost PIN, damaged card, personal data care, stolen or lost card) |
400 RSD |
| 18.4 | Reissuance | 150 RSD |
| 18.5 | Invalid chargeback request | 1.500 RSD |
| 18.6 | Card blocking fee | 1.000 RSD |
| 18.7 | Card recovery Bulletin fee | 3.500 RSD |
| 18.8 | Delivery costs for captured card at ATMs abroad | 1.200 RSD |
| 18.9 | Conversion of currencies | 2,5% of transaction amount |
| 18.10 | Deblocking of card - invalid PIN | 150 RSD |
| 18.11 | Balance query at KBC Banka's ATMs | free of charge |
| 18.12 | Balance query on ATMs of other banks | 50 RSD |
| 18.13 | Balance query at ATMs abroad | 1 EUR |
| 18.14 | Payment for goods and services in FCY | free of charge |
| 18.15 | Reminder for outstanding debt | 200 RSD including postal costs |
Visa Electron debit card
| 19 | Visa Electron debit card | |
|---|---|---|
| 19.1 | Issuance of the main card | 200 RSD |
| 19.2 | Annual membership fee for main card | 200 RSD |
| 19.3 | Annual membership fee for additional card | free of charge |
| 19.4 | Card cancellation | 300 RSD |
| Transactions in RSD | ||
| 19.5 | Payment for goods and services | free of charge |
| 19.6 | Cash withdrawal at KBC Banka's ATM | free of charge |
| 19.7 | Cash withdrawal at ATM of other banks in the country | 60 RSD + 0,25% of the amount |
| 19.8 | Manual cash withdrawal on counters of other banks in the country | 105 RSD + 0,33% of the amount |
| Transactions in FCY | ||
| 19.9 | Cash withdrawal at ATM | 2% of the amount, min 3 EUR |
| 19.10 | Manual cash withdrawal | 3% of the amount, min 5 EUR |
Visa Classic revolving credit card
| 20 | Visa Classic revolving credit card | |
|---|---|---|
| 20.1 | Issuance of the main card | free of charge |
| 20.2 | Annual membership fee for main card | 1.400 RSD |
| 20.3 | Annual membership fee for additional card | 600 RSD |
| 20.4 | Card cancellation | 800 RSD |
| Transactions in RSD | ||
| 20.5 | Payment for goods and services | free of charge |
| 20.6 | Cash withdrawal at KBC Banka's ATM | 2,25% of the amount, min 100 RSD |
| 20.7 | Manual cash withdrawal in KBC Banka | 2,33% of the amount, min 150 RSD |
| 20.8 | Cash withdrawal at ATM of other banks in the country | 3% of the amount, min 150 RSD |
| 20.9 | Manual cash withdrawal in other banks in the country | 3% of the amount, min 200 RSD |
| Transactions in FCY | ||
| 20.10 | Cash withdrawal at ATM | 3% of the amount, min 3 EUR |
| 20.11 | Manual cash withdrawal | 3,5% of the amount, min 5 EUR |