Savings
KBC Banka offers favorable interest for term savings and a vista savings in RSD and foreign currency. Depending on the term period, you can choose savings type that suits you the most. We offer a wide variety of possibilities that can satisfy the most diverse clients’ needs. After the expiration of the time deposit period, the Bank calculates and accrues the interest to the deposit and depending on your further plans you can draw the interest or you can renew the time deposit for the same or different period of time.
Savings in KBC Banka:
- Savings account opening and maintenance is free of charge
- Savings accounts can be opened for both Serbian and foreign physical persons on the basis of personal ID card or passport.
Note: For all deposits above EUR 50.000 or counter value in RSD, USD and CHF, KBC Bank reserves the right to review and decide about conditions for accepting such deposits.
Children’s savings
- Designated for clients who want to open savings account for their children
- Savings account can be opened for children up to 15 years of age, and deposit with accrued interest is withdrawn at majority
- Upon expiration of the term period, on the day of the 18th birthday, term deposit and accrued interest are put at the disposal of the child who is now an adult
- In the period from depositing the first deposit up to the expiration of the term period, it is possible to make additional payments as frequently as you want
- Interest rate for children’s savings is fixed, for the 12-month calculation period of interest, but for each following period the harmonization of interest rate with the General Terms and Conditions is performed
- Interest rate is calculated according to the conform method
- Deposits can be termed in four currencies: RSD, EUR, USD and CHF
- Minimum deposit amounts, depending on the selected currency are: 10 EUR, 10 USD, 10 CHF, i.e. 5,000 RSD
| Children’s savings | |||
|---|---|---|---|
| Interest rate* | |||
| RSD | EUR | USD | CHF |
| 8,50% | 5,50% | 2,25% | 2,50% |
* all interest rates are subject to change and are given in gross amounts per annum, on |
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Non-termed savings
- Cash is available at any time with extremely attractive interest rates
- Deposits can be made in the following currencies: RSD, EUR, USD and CHF
- Interest rate is variable
- Interest rate is calculated according to the conform method and accrued to the deposit at the end of the calendar year
- Non-termed savings can be classified as sight savings and non-termed deposits
- Minimum deposit amounts are 1.000 RSD, 10 EUR, 15 USD and 20 CHF
Capital gains tax from interest is calculated in accordance with the legal regulations in force.
| Non-termed savings | ||||||
|---|---|---|---|---|---|---|
| Currency | RSD | EUR | USD | CHF | ||
| Sight savings | 1,00% | 0,50% | 0,30% | 0,25% | ||
| Non-term deposit savings | 6,00% | 2,50% | 1,50% | 1,00% | ||
* all interest rates are subject to change and are given in gross amounts per annum; on September 1, 2010; NIR=EIR |
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- Sight savings - interest rate refers to current account funds
- Non-term deposit savings - interest rate refers to savings account funds
Tariffs for commissions and fees
KEEP IN CLOSE TOUCH WITH YOUR MONEY WHEREVER YOU ARE
Most contemporary Online Banking service of KBC Banka enables you to monitor the balance on your savings accounts at any time and at any place!
Term deposit savings
- Fixed term period
- Deposits can be made in the following currencies: RSD, EUR, USD and CHF
- Minimum deposit amount in RSD is 5.000; minimum deposit amount for EUR, USD and CHF is not defined
- Interest rate is fixed for the given term period
- Interest is calculated and accrued to the deposit upon expiration of term period
Capital gains tax from interest is calculated in accordance with the legal regulations in force.
| Term deposit savings | ||||||
|---|---|---|---|---|---|---|
| RSD | EUR | USD | CHF | |||
| Term period | Interest rate* | |||||
| 3 months | 8,00% | 4,25% | 1,75% | 1,50% | ||
| 6 months | 8,50% | 5,00% | 2,00% | 2,25% | ||
| 12 months | 9,00% | 5,50% | 2,25% | 2,50% | ||
| 24 months | - | 5,70% | 2,25% | 2,75% | ||
| 36 months | - | 6,00% | 2,25% | 3,00% | ||
* all interest rates are subject to change and are given in gross amounts per annum; on June 15, 2010; NIR=EIR | ||||||
Tariffs for commissions and fees
Keep in close touch with your money wherever you are
Most contemporary Online Banking service of KBC Banka enables you to monitor the balance on your savings accounts at any time and at any place!
Rental savings
- Rental savings enables regular payment of interest in the course of term deposit duration which will be effected as the payment of a rent, i.e., as additional regular income
- Interest rate is fixed for the given term period and is calculated according to the conform method
- Interest payments can be executed in foreign currency or RSD at medium exchange rate of NBS and transfer interest to your current account or non-termed deposit domestic and foreign currency savings account
- Deposits can be made in EUR and RSD
- Minimum deposit is 5.000 EUR and 300.000 RSD
Capital gains tax from interest is calculated in accordance with the legal regulations in force.
| Rental savings | ||
|---|---|---|
| RSD | EUR | |
| Fixed term period | Interest rate* | |
| 12 months | 8,00% | 5,25% |
| 24 months | 8,50% | 5,50% |
| 36 months | - | 5,75% |
* all interest rates are fixed for the given term period and are given in gross amounts per annum, on September 1, 2010; NIR=EIR |
||
Tariffs for commissions and fees
Keep in close touch with your money wherever you are
Most contemporary Online Banking service of KBC Banka enables you to monitor the balance on your savings accounts at any time and at any place!
For additional information please call KBC Info telephone number (011) 30-50-575 any work day from 9:00 until 18:00 or visit our nearest branch office