Dinamik and Klasik bundles
The bundle which suits the rhythm of your life
After analyzing your needs and lifestyle, KBC Banka included two bundles in its offer: Dinamik and Klasik.
The use of KBC Banka bundles enables:
- simple cash asset management
- unified use of products and services at more favourable conditions than when using them separately
Our offer enables you to select the bundle which best suits your needs.
If you have little spare time, love the latest technologies and use them on the daily basis and wish to pay your bills via mobile phone, the perfect choice for you is Dinamik bundle.
Dinamik bundle includes the following services:
- Opening and maintenance of RSD current account
- Dina debit card with the possibility of setting the spending limit
- Visa Electron chip card with basic insurance against theft, loss and misuse and with the possibility of setting the spending limit
- Monthly maintenance of Online Banking with improved user protection and with series of possibilities available via the channels: WEB, WAP, E-mail, SMS
- Execution of internal transactions via Online Banking (non-cash transfer of assets in RSD to the account in KBC Banka)
- Execution of external transactions via Online Banking (non-cash transfer of assets in RSD to the accounts in other banks)
- Receipt of SMS messages about the inflow to the current account
- Receipt of SMS messages about the outflow from the current account
- SMS balance query
- Favourable interest rates for cash and consumer loans in RSD:
- Cash loans in RSD: NIR 17,50%*; EIR from 20,14%**
- Consumer loans in RSD: NIR 16,50%; EIR from 19,19%**
* NIR is calculated according to proportional method, on annual level, variable, in accordance with the value of reference interest rate NBS (if the value of reference interest rate NBS increased for 5 basis points is higher than the value of contracted rate, the Bank will apply interest rate that consists of a fixed margin of 5% and the value of reference interest rate NBS )
** EIR is calculated on 01.01.2013. on annual level. Costs included in calculation of EIR: 2 bills of exchange 100 RSD; basic CB report 246 RSD; one-off processing fee 2%, min 1.500 RSD
- Purchase of maximum 1.000 EUR (or counter value in USD, CHF) monthly at the middle NBS exchange rate valid on the date of buying
Favourable possibilities of using Dinamik bundle:
- Possibility to check your account balance and payment flow through the current account 24 hours a day via Online Banking and mobile telephone
- Without fee for use of Visa Electron debit payment card for payment of goods and services in the country and abroad
- Without fee for account statement and cash withdrawal on the ATMs of KBC Banka
- Without fee for depositing of cash on Cash-in ATM of KBC Banka (Takovska 23-25, Beograd)
If you prefer basic bank services and the classic means of payment we recommend the bundle Klasik.
Klasik bundle includes the following services:
- Opening and maintenance of RSD current account
- Dina debit card with the possibility of setting the spending limit
- Visa Electron chip card with basic insurance against theft, loss and misuse and with the possibility of setting the spending limit
- Receipt of the SMS messages about the inflow to the current account
- Receipt of the SMS messages about the outflow from the current account
- SMS balance query
Favourable possibilities of using klasik bundle:
The precondition for use of bundle is the open current account for receipt of salary or pension in KBC Banka.
The tariff for monthly maintenance of a bundle includes all commissions and fees arising from the monthly use of products and services within a bundle and there are no extra costs.
For additional information please call KBC Info telephone number (011) 30-50-575 any work day from 9:00 until 18:00 or visit our nearest branch office