Credit cards
Credit revolving card of KBC Banka enables deferred payment of goods and services in indefinite number of installments. Installment amount is not fixed. The remaining debt is transferred to the following accounting period and certain percentage of the debt is paid with newly made debt from credit card use upon due date. The user has the possibility to determine the amount of monthly annuity for debt repayment by increasing the minimal determined repayment percentage or by complete debt repayment. Upon settlement of capital amount, this amount is again at placed at your disposal, i.e. the remaining user limit of the credit card is increased by the settled debt amount.
In our offer we have:
KBC Bank provides refinancing of existing credit obligations under very favourable conditions. For additional information please visit our nearest branch office.
DinaCard 12 credit revolving card
By selecting a DinaCard 12 credit revolving card you receive the following services:
- Payment of goods and services in all sales outlets with DinaCard sign in the country without fee
- Cash withdrawal at counters and on ATMs in the country
- Account statement on KBC Banka ATM without fee
- Supplement of prepaid credit bill and payment of postpaid bill of Mobilna telefonija Srbije, free of charge
- Payment of landline phone bills via SMS for users of MTS network, free of charge
- Additional benefits
KEEP IN CLOSE TOUCH WITH YOUR MONEY WHEREVER YOU ARE
Use of SMS notification service enables you to get SMS notifications in course of withdrawal of cash on ATMs and payment of goods and services on POS terminals. SMS notifications provide the information on the amount of assets you spent, as well as on the remaining available assets on your account. SMS notification service is available to users of all mobile operator networks in Serbia.
Most contemporary Online Banking service of KBC Banka enables you to monitor the balance on your payment cards at any time and at any place!
With DinaCard 12 revolving credit card of KBC Banka you can refinance the credit card liabilities of other banks.
General terms and criteria for issuance of retail payment cards
VISA Classic credit revolving card
By choosing the VISA Classic credit revolving card you receive the following services:
- Payment of goods and services in all sales outlets with Visa Card sign in the country and abroad without fee
- Cash withdrawal at counters and on ATMs in the country and abroad
- Account statement on KBC Banka ATM without fee
- Additional benefits
KEEP IN CLOSE TOUCH WITH YOUR MONEY WHEREVER YOU ARE
Use of SMS notification service enables you to get SMS notifications in course of withdrawal of cash on ATMs and payment of goods and services on POS terminals. SMS notifications provide the information on the amount of assets you spent, as well as on the remaining available assets on your account. SMS notification service is available to users of all mobile operator networks in Serbia.
Most contemporary Online Banking service of KBC Banka enables you to monitor the balance on your payment cards at any time and at any place!
With Visa Classic 12 revolving credit card of KBC Banka you can refinance the credit card liabilities of other banks.
Visa Classic credit revolving card is insured.
General terms and criteria for issuance of retail payment cards
If you are a user of both revolving credit cards of KBC Banka, you will not have to pay the DinaCard monthly maintenance fee.
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Credit revolving cards for clients with regular earnings inflow in KBC Banka
- Card limit – according to the creditworthiness, the highest limit is equal to 5 monthly earnings, minimal amount is 10.000 RSD
- Mode of repayment - monthly, until the 10th day of the current month, by a standing order or payment of the installment amount
- Minimum monthly repayment - 5% of the remaining debt + interest rate + fees incurred by using the card
- Interest rate
- Dina Card 12: NIR 2,10% monthly for the remaining debt (27,72% annually), fixed for the payment card validity period conform method, EIR from 28,88% annually (calculated on 01.12.2011. for the amount of 1.000.000 RSD and the repayment period 24 months )
- Visa Classic: NIR 2,10% monthly for the remaining debt (27,72% annually), fixed for the payment card validity period conform method, EIR from 28,91% annually (calculated on 01.12.2011. for the amount of 1.000.000 RSD and the repayment period 24 months )
- For the unauthorized limit: NIR 4,00% monthly (60,10% annually)
COSTS
- 2 bills of exchange: 100 RSD
- Card issuance (only for Dina Card 12): 400 RSD
- Monthly maintenance fee (only for Dina Card 12): 200 RSD
- Annual membership fee for the main card (only for Visa Classic): 2.500 RSD
- Credit bureau basic report: 205 RSD
Requested documentation
- Credit revolving card application form (Bank's form)
- Certificate on employment (Bank's form)
- Administrative order on salary (Bank's form)
- Photocopy of ID card
- Photocopy of medical booklet
- Certified wage slips by the employer and current account statement for the past 3 months
- Refinancing of present credit obligations with approved credit limit
- statement of debt amount on the day of application for credit card
- statement of loan cancelation (within 30 days after realization)
Special favorable conditions for users of KBC Banka Payment Cards
If you settle the entire amount of your debt until the last day of the month, KBC Banka does not calculate the interest for use of the credit card for that month.
Tariff of KBC Banka
KBC Banka ATMs
All clients, owners of current account with KBC Banka, have the possibility to use SMS notification service as well as the most contemporary Online Banking service.
For additional information please call KBC Info telephone number (011) 30-50-575 any work day from 9:00 until 18:00 or visit our nearest branch office
In case of lost or missing card, please report to the nearest KBC branch office or call centre (011) 2636 025.